Lewis-Palmer School District 38 offers an insurance package through CEBT. The CEBT is a self-funded multiple-employer trust that currently provides employee benefits for over 17,500 employees in the state of Colorado. The CEBT plan offers health, vision, dental and life insurance coverage. 

1. CEBT Healthcare coverage options are provided by United Healthcare and Kaiser Permanente.

2. CEBT Dental coverage is provided by United Healthcare.

3. CEBT Life Insurance coverage is provided by The Standard Insurance Company.

4. CEBT Vision coverage is provided through VSP.

5. CEBT Prescription drug coverage is provided by CVS Caremark.

6. Additional voluntary life insurance options.

7. Voluntary disability insurance through American Fidelity for an employee working 30+ hours per week. 

The insurance options for employees are either single coverage, employee+spouse, employee+child(ren), or family coverage. Insurance benefits are effective the 1st of the month following your first paycheck.

LPSD38 Benefit Guide 2024-2025

Medical Plans Summary

• PPO6 and EPO6

• HDHP4 and KP-HMO45

CEBT Benefits:

• Modern Health Overview

• Modern Health - Getting Started

• VIA Information

• CEBT Delta Dental Plan

• CEBT Vision Plan C Summary

• CEBT - Triad Employee Assistance Program Information

• CEBT Travel Assistance Flyer Basic Life Information

• CEBT Omada Overview Flyer

• CEBT-UMR Maternity CARE Program

• CEBT-UMR Cancer Resource Services

• Caremark.com Information

• SurgeryPlus: Part 1 | Part 2 | Part 3

• HealthCare Blue Book Information

Enrollment Information:

• UMR Online Services

• HRP Plan Summary

Lewis-Palmer School District 38 participates in Colorado Public Employees Retirement Association (PERA). As established by Colorado state law, PERA provides its members with a qualified retirement plan that is an alternative to Social Security. As a PERA member, you contribute 8% of your monthly salary to your member contribution account. These contributions are tax-deferred until they are returned to you either through a refund or a monthly benefit. Lewis-Palmer School District 38 also contributes a percentage of the total payroll to PERA. These contributions are deposited with other employer contributions in a "pooled" pension trust fund. When/if you refund your account, you will receive a portion of these funds. Enrollment eligibility is immediately upon hire.

In addition to Colorado PERA, everyone receiving a paycheck is allowed to contribute a percentage of income into a Tax Shelter Annuity (TSA) 403b, 401k, or 457b plan. There is currently no match on funds to these accounts. Enrollment eligibility is immediately upon hire and monthly thereafter.

1. Section 125 Cafeteria Plan for insurance premiums, childcare expenses, unreimbursed medical expenses.

2. Direct deposit.

3. Paid time off as determined by employee status.  Teachers receive 10 annual days per year, school building support personnel receive 6 sick days and 4 personal days per year.  Vacation is granted to 12-month,  year-round employees after one year of employment.

4. Approximately 10-12 paid holidays for 12-month, year-round employees.

• Colorado PERA Retirement

• CEBT Insurances